/* ════════════════════════════════════════════════════════════════════════════
 *  Finance — desktop sheet (≥901px)
 *
 *  Renders V2 "Time-Series First" Dashboard + Dual-Pane Budget per the
 *  locked HTML mockup. All values via `var(--*)` from app.css.
 *
 *  Structure (Dashboard):
 *    .fin-page > .fin-page-title
 *              > .fin-v2-hero   (full-width, min-height 280px)
 *                  > .fin-v2-hero-header
 *                  > .fin-v2-chart-placeholder
 *                      > svg[data-testid="net-worth-chart"]
 *              > .fin-v2-kpi-strip   (3-column grid)
 *                  > 3× .fin-kpi
 *
 *  Structure (Budget):
 *    .fin-page > .fin-page-title
 *              > .fin-budget-kpis    (4× .fin-kpi)
 *              > .fin-budget-layout  (65% + calc(35% - var(--sp-6)))
 *                  > .fin-budget-grid-wrap
 *                      > .fin-budget-grid (CSS Grid 2fr 1fr 1fr 1fr 32px)
 *                  > .fin-insights-pane
 *                      > .fin-insight-card  (Income Allocation, Pacing & Alerts)
 *
 *  Re-designed 2026-05-09 (Finance Module UI Re-Design, regression #13).
 *  Replaces the prior Variant C narrative + Variant C-α rules.
 * ════════════════════════════════════════════════════════════════════════════ */

/* ─── Page chrome ─────────────────────────────────────────────────────── */

.fin-page.fin-dashboard,
.fin-page.fin-budget {
  padding: var(--sp-6);
  display: flex;
  flex-direction: column;
  gap: var(--sp-5);
}

.fin-page-title {
  font-size: var(--fs-2xl);
  font-weight: 800;
  color: var(--text);
  margin: 0;
  letter-spacing: -.4px;
  line-height: var(--lh-tight);
}

/* ─── State views (loading / error / empty) ──────────────────────────── */

.fin-state-loading {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}

.fin-skeleton {
  background: linear-gradient(90deg, var(--card) 25%, var(--border) 50%, var(--card) 75%);
  background-size: 200% 100%;
  animation: fin-skeleton-loading 1.5s infinite;
  border-radius: var(--radius-sm);
}

.fin-skel-card {
  height: 120px;
  width: 100%;
}

.fin-skel-row {
  height: 40px;
  width: 100%;
}

@keyframes fin-skeleton-loading {
  0%   { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

.fin-empty-state,
.fin-error-state {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  min-height: 400px;
  color: var(--text-muted);
  gap: var(--sp-4);
}

.fin-error-state {
  color: var(--danger);
}

.fin-empty-state h2,
.fin-error-state h2 {
  font-size: var(--fs-xl);
  font-weight: 700;
  color: var(--text);
  margin: 0;
}

.fin-empty-state p,
.fin-error-state p {
  font-size: var(--fs-md);
  color: var(--text-muted);
  margin: 0;
}

.fin-empty-icon {
  font-size: var(--fs-display);
  opacity: .5;
}

.fin-btn {
  padding: var(--sp-2) var(--sp-4);
  border-radius: var(--radius-sm);
  border: none;
  cursor: pointer;
  font-size: var(--fs-sm);
  font-weight: 600;
  font-family: inherit;
  transition: background .15s ease, color .15s ease, border-color .15s ease;
}

.fin-btn-primary {
  background: var(--accent);
  color: var(--text);
}

.fin-btn-primary:hover {
  background: var(--accent-hover);
}

.fin-btn-ghost {
  background: transparent;
  color: var(--text-muted);
  border: 1px solid var(--border);
}

.fin-btn-ghost:hover {
  color: var(--text);
  background: var(--card);
}

/* ─── Dashboard / V2: Time-Series First ──────────────────────────────── */

.fin-v2-hero {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  min-height: 280px;
  padding: var(--sp-5);
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
  width: 100%;
  box-shadow: var(--shadow);
  position: relative; /* anchor for .fin-v2-chart-tooltip (chart hover, regression #2) */
}

.fin-v2-hero-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
}

.fin-v2-hero-title {
  font-size: var(--fs-lg);
  font-weight: 700;
  color: var(--text);
}

.fin-v2-hero-range {
  background: var(--surface);
  border: 1px solid var(--border);
  color: var(--text);
  border-radius: var(--radius-xs);
  padding: var(--sp-1) var(--sp-2);
  font-size: var(--fs-sm);
  font-family: inherit;
  cursor: pointer;
}

.fin-v2-hero-range:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 2px var(--accent-glow);
}

.fin-v2-chart-placeholder {
  flex: 1;
  position: relative;
  background:
    repeating-linear-gradient(90deg, transparent, transparent 40px, var(--border) 40px, var(--border) 41px),
    linear-gradient(0deg, var(--border), transparent);
  border-radius: var(--radius-xs);
  min-height: 200px;
  overflow: hidden;
}

.fin-v2-chart-svg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  display: block;
}

.fin-v2-chart-svg .fin-v2-chart-line {
  fill: none;
  stroke: var(--accent);
  stroke-width: 3;
  filter: drop-shadow(0 0 4px var(--accent-glow));
  vector-effect: non-scaling-stroke;
}

.fin-v2-chart-svg .fin-v2-chart-area {
  fill: var(--accent-dim);
  stroke: none;
}

/* ─── Net Worth chart interactivity (regression #2) ──────────────────── */

.fin-v2-chart-svg .fin-v2-chart-overlay {
  fill: transparent;
  cursor: crosshair;
}

.fin-v2-chart-svg .fin-v2-chart-x-axis text {
  fill: var(--text-dim);
  font-size: var(--fs-xs);
}

.fin-v2-chart-svg .fin-v2-chart-crosshair {
  stroke: var(--border-2);
  stroke-width: 1;
  stroke-dasharray: 2 4;
  pointer-events: none;
}

.fin-v2-chart-svg .fin-v2-chart-marker {
  fill: var(--accent);
  pointer-events: none;
}

.fin-v2-chart-tooltip {
  position: absolute;
  pointer-events: none;
  background: var(--card-2);
  color: var(--text);
  border: 1px solid var(--border);
  border-radius: var(--radius-xs);
  padding: var(--sp-2) var(--sp-3);
  font-size: var(--fs-sm);
  box-shadow: var(--shadow);
  z-index: 2;
  white-space: nowrap;
}

.fin-v2-chart-tooltip-date {
  color: var(--text-muted);
  font-size: var(--fs-xs);
  margin-bottom: 2px;
}

.fin-v2-chart-tooltip-value {
  font-weight: 600;
}

/* KPI strip — 3-column grid */
.fin-v2-kpi-strip {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-4);
}

/* ─── KPI cards (shared by V2 strip + budget strip) ──────────────────── */

.fin-kpi {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-4) var(--sp-5);
  position: relative;
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
  overflow: hidden;
  box-shadow: var(--shadow);
}

.fin-kpi-accent-line {
  position: absolute;
  inset: 0 auto 0 0;
  width: 3px;
  background: var(--accent);
}

.fin-kpi[data-tone="warm"] .fin-kpi-accent-line {
  background: var(--warm);
}

.fin-kpi[data-tone="muted"] .fin-kpi-accent-line {
  background: var(--text-dim);
}

.fin-kpi-label {
  font-size: var(--fs-xs);
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .06em;
  font-weight: 700;
  margin: 0;
}

.fin-kpi-value {
  font-size: var(--fs-2xl);
  color: var(--text);
  font-weight: 800;
  line-height: var(--lh-tight);
  font-variant-numeric: tabular-nums;
  letter-spacing: -.4px;
  margin: 0;
}

.fin-kpi-sub {
  font-size: var(--fs-sm);
  color: var(--text-dim);
  margin: 0;
  display: flex;
  align-items: center;
  gap: var(--sp-1);
}

.fin-kpi-sub.fin-trend-up {
  color: var(--success);
}

.fin-kpi-sub.fin-trend-down {
  color: var(--danger);
}

.fin-trend-up {
  color: var(--success);
}

.fin-trend-down {
  color: var(--danger);
}

/* ─── Budget — KPI strip (4-col) + dual-pane layout ──────────────────── */

.fin-budget-kpis {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-4);
}

.fin-kpi[data-tone="warm"] .fin-kpi-value {
  color: var(--warm);
}

.fin-budget-layout {
  display: grid;
  grid-template-columns: 65% calc(35% - var(--sp-6));
  gap: var(--sp-6);
  align-items: start;
}

.fin-budget-grid-wrap {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
  min-width: 0;
}

/* USER-LOCKED: CSS Grid budget table — column right-edges align across all
   rows (group AND leaf) because every row participates in the SAME grid. */
.fin-budget-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 32px;
  width: 100%;
}

.fin-budget-grid-row {
  display: contents;
}

.fin-budget-grid-row > .fin-budget-cell {
  padding: var(--sp-3) var(--sp-4);
  border-bottom: 1px solid var(--border);
  font-size: var(--fs-md);
  color: var(--text);
  display: flex;
  align-items: center;
}

.fin-budget-grid-row[hidden] > .fin-budget-cell {
  display: none;
}

.fin-budget-grid-row.fin-budget-grid-head > .fin-budget-cell {
  font-size: var(--fs-xs);
  text-transform: uppercase;
  letter-spacing: .06em;
  color: var(--text-muted);
  font-weight: 700;
  background: var(--surface);
  border-bottom: 1px solid var(--border-2);
}

.fin-budget-grid-row[data-row-kind="group"] > .fin-budget-cell {
  background: var(--surface);
  font-weight: 700;
  color: var(--text);
}

.fin-budget-grid-row[data-row-kind="leaf"] > .fin-budget-cell {
  background: var(--card);
}

.fin-budget-grid-row[data-row-kind="leaf"] > .fin-budget-cell-cat {
  padding-inline-start: var(--sp-6);
}

.fin-budget-cell-num {
  justify-content: flex-end;
  text-align: right;
  font-variant-numeric: tabular-nums;
}

.fin-budget-cell-muted {
  color: var(--text-muted);
}

.fin-budget-cell-actions {
  justify-content: center;
  width: 32px;
  padding: var(--sp-3) 0;
}

.fin-budget-grid-row:last-child > .fin-budget-cell {
  border-bottom: none;
}

/* Inline number editor */
.fin-budget-input {
  width: 100%;
  background: var(--surface);
  border: 1px solid var(--border-2);
  border-radius: var(--radius-xs);
  color: var(--text);
  padding: var(--sp-1) var(--sp-2);
  font-size: var(--fs-md);
  text-align: right;
  font-variant-numeric: tabular-nums;
  font-family: inherit;
  transition: border-color .15s ease, box-shadow .15s ease;
}

.fin-budget-input:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 2px var(--accent-glow);
}

/* Group caret rotation */
.fin-caret {
  display: inline-block;
  width: 16px;
  text-align: center;
  color: var(--text-muted);
  margin-right: var(--sp-2);
  transition: transform .15s ease;
}

.fin-budget-grid-row[data-row-kind="group"][aria-expanded="true"] .fin-caret {
  transform: rotate(90deg);
}

/* Row actions dot */
.fin-dot-btn {
  background: none;
  border: none;
  color: var(--text-muted);
  cursor: pointer;
  font-size: var(--fs-lg);
  padding: var(--sp-1);
  border-radius: var(--radius-xs);
  line-height: 1;
  transition: background .15s ease, color .15s ease;
}

.fin-dot-btn:hover {
  background: var(--accent-dim);
  color: var(--text);
}

/* ─── Popover (Move-to menu) ─────────────────────────────────────────── */

.fin-popover {
  position: absolute;
  z-index: 50;
  min-width: 200px;
  background: var(--card-2);
  border: 1px solid var(--border-2);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-lg);
  padding: var(--sp-1);
}

.fin-popover-menu {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
}

.fin-popover-item {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-3);
  padding: var(--sp-2) var(--sp-3);
  border-radius: var(--radius-xs);
  cursor: pointer;
  color: var(--text);
  font-size: var(--fs-md);
  position: relative;
}

.fin-popover-item:hover,
.fin-popover-item[aria-expanded="true"] {
  background: var(--accent-dim);
}

.fin-popover-item .fin-popover-caret {
  color: var(--text-muted);
  font-size: var(--fs-sm);
}

.fin-popover-submenu {
  position: absolute;
  left: 100%;
  top: 0;
  min-width: 180px;
  background: var(--card-2);
  border: 1px solid var(--border-2);
  border-radius: var(--radius-sm);
  box-shadow: var(--shadow-lg);
  padding: var(--sp-1);
  display: none;
  list-style: none;
}

.fin-popover-item[aria-expanded="true"] > .fin-popover-submenu,
.fin-popover-item:hover > .fin-popover-submenu {
  display: block;
}

/* ─── Insights side panel ─────────────────────────────────────────────── */

.fin-insights-pane {
  display: flex;
  flex-direction: column;
  gap: var(--sp-5);
  position: sticky;
  top: var(--sp-5);
}

.fin-insight-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-4);
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}

.fin-insight-header {
  font-size: var(--fs-md);
  font-weight: 700;
  color: var(--text);
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  margin: 0;
}

/* Income Allocation — 3-segment stacked bar */
.fin-stacked-bar-wrap {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}

.fin-stacked-bar-track {
  height: 12px;
  background: var(--surface);
  border-radius: var(--radius-xs);
  display: flex;
  overflow: hidden;
}

.fin-bar-seg {
  display: block;
  height: 100%;
}

.fin-bar-seg-spent   { background: var(--accent); }
.fin-bar-seg-saved   { background: var(--warm); }
.fin-bar-seg-unalloc { background: var(--border-2); }

.fin-bar-legend {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}

.fin-legend-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: var(--fs-xs);
  color: var(--text-muted);
}

.fin-legend-item > span:first-child {
  color: var(--text);
  display: inline-flex;
  align-items: center;
  gap: var(--sp-2);
}

.fin-legend-dot {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: var(--radius-xs);
}

.fin-legend-dot-spent   { background: var(--accent); }
.fin-legend-dot-saved   { background: var(--warm); }
.fin-legend-dot-unalloc { background: var(--border-2); }

/* Pacing & Alerts */
.fin-alert-row {
  display: flex;
  gap: var(--sp-3);
  padding-bottom: var(--sp-3);
  border-bottom: 1px solid var(--border);
  align-items: flex-start;
}

.fin-alert-row:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.fin-alert-icon {
  font-size: var(--fs-lg);
  flex: 0 0 auto;
}

.fin-alert-text {
  font-size: var(--fs-sm);
  color: var(--text-dim);
  line-height: var(--lh-normal);
  flex: 1;
}

.fin-alert-text strong {
  color: var(--text);
  font-weight: 700;
}

.fin-alert-empty {
  font-size: var(--fs-sm);
  color: var(--text-muted);
  margin: 0;
}

/* ════════════════════════════════════════════════════════════════════════════
 *  Save Up (Goals) — desktop sheet (≥901px)
 *
 *  Renders the Save Up tab — list view, goal-detail, and 5-step create wizard
 *  per the locked mockup at
 *  `data/mockups/2WV5PLSUtmz-zlzdLDDeb/2026-05-09T21-40-12Z.html` (25 ACs).
 *  Owned acceptance criteria: AC-05, 06, 07, 08, 09, 10, 11, 12, 19, 20, 22.
 *
 *  All values via `var(--*)` from `css/app.css :root`. The pill radius
 *  `999px` is the only non-token literal — explicitly permitted by
 *  `docs/ui-platform-convention.md`.
 *
 *  Layout shells:
 *    .fin-save-up-shell        → 2-col list (1fr 320px) — AC-06
 *    .fin-save-up-detail-grid  → 1fr 320px detail
 *    .fin-save-up-split-shell  → 1fr 1fr wizard split (steps 3+4)
 *
 *  Authored 2026-05-09 by `desktop_ui` agent for task Drns1-hCv8raWIig8VZh7.
 * ════════════════════════════════════════════════════════════════════════════ */

/* ─── List page header (AC-05) ──────────────────────────────────────── */

.fin-save-up-page-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-4);
  margin-bottom: var(--sp-4);
  flex-wrap: wrap;
}

.fin-save-up-page-title-row {
  display: flex;
  align-items: center;
  gap: var(--sp-4);
  flex: 1;
  min-width: 0;
}

.fin-save-up-page-title-row h1 {
  font-size: var(--fs-2xl);
  font-weight: 700;
  color: var(--text);
  margin: 0;
}

.fin-save-up-tabs {
  display: flex;
  align-items: center;
  gap: var(--sp-1);
}

.fin-save-up-tabs .tab {
  padding: 6px 14px;
  border-radius: 999px;
  font-size: var(--fs-md);
  color: var(--text-muted);
  cursor: pointer;
  user-select: none;
}

.fin-save-up-tabs .tab.active {
  background: var(--card-2);
  color: var(--text);
}

.fin-save-up-page-actions {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
}

/* ─── State banners (AC-20) ─────────────────────────────────────────── */

.fin-save-up-state-banner {
  margin-bottom: var(--sp-4);
  padding: var(--sp-3) var(--sp-4);
  border-radius: var(--radius-sm);
  border: 1px dashed var(--border-2);
  color: var(--text-muted);
  font-size: var(--fs-sm);
  background: var(--card);
}

.fin-save-up-state-banner.fin-save-up-state-error {
  border-color: var(--danger);
  color: var(--danger);
  background: var(--danger-dim);
}

.fin-save-up-skeleton {
  background: linear-gradient(90deg,
    var(--card) 0%,
    var(--card-2) 50%,
    var(--card) 100%);
  border-radius: var(--radius-sm);
  height: 14px;
  margin: 6px 0;
  animation: fin-save-up-shimmer 1.4s linear infinite;
  background-size: 200% 100%;
}

@keyframes fin-save-up-shimmer {
  0%   { background-position: 200% 0; }
  100% { background-position: -200% 0; }
}

/* ─── List shell (AC-06) ─────────────────────────────────────────────
 * 1fr 320px grid; left = goal cards, right = persistent allocation rail.
 * Computed gridTemplateColumns at 1280px viewport ends in `320px`.
 */

.fin-save-up-shell {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: var(--sp-5);
  align-items: start;
}

.fin-save-up-list-col {
  min-width: 0;
}

.fin-save-up-list-totalbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--sp-2) 0 var(--sp-4);
}

.fin-save-up-total {
  font-size: var(--fs-2xl);
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  color: var(--text);
}

/* ─── Goal card (list row) ──────────────────────────────────────────── */

.fin-save-up-goal-card {
  display: grid;
  grid-template-columns: 56px 1fr auto;
  gap: var(--sp-3);
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-3) var(--sp-4);
  align-items: center;
  margin-bottom: var(--sp-3);
  cursor: pointer;
  transition: border-color .15s, transform .15s;
}

.fin-save-up-goal-card:hover {
  border-color: var(--border-2);
}

.fin-save-up-goal-card:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.fin-save-up-goal-photo {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, var(--card-2), var(--accent-dim));
  display: grid;
  place-items: center;
  color: var(--text-dim);
  font-size: var(--fs-xs);
  font-weight: 600;
  text-align: center;
}

/* Template-tinted photos. We layer accent-dim / warm-dim / etc. tokens to
 * approximate the mockup's per-template gradients without introducing hex
 * literals (AC-19). Each tile uses two tokens that already exist in :root. */
.fin-save-up-goal-photo.emergency  { background: linear-gradient(135deg, var(--danger-dim), var(--card-2)); color: var(--danger); }
.fin-save-up-goal-photo.retirement,
.fin-save-up-goal-photo.retire     { background: linear-gradient(135deg, var(--accent-dim), var(--card-2)); color: var(--accent); }
.fin-save-up-goal-photo.vacation   { background: linear-gradient(135deg, var(--accent-dim), var(--accent-glow)); color: var(--accent-hover); }
.fin-save-up-goal-photo.wedding    { background: linear-gradient(135deg, var(--warm-dim), var(--card-2)); color: var(--warm); }
.fin-save-up-goal-photo.downpayment{ background: linear-gradient(135deg, var(--accent-glow), var(--card-2)); color: var(--accent); }
.fin-save-up-goal-photo.car        { background: linear-gradient(135deg, var(--card-2), var(--accent-dim)); color: var(--accent); }
.fin-save-up-goal-photo.education  { background: linear-gradient(135deg, var(--accent-dim), var(--warm-dim)); color: var(--text); }
.fin-save-up-goal-photo.savings    { background: linear-gradient(135deg, var(--success-dim), var(--card-2)); color: var(--success); }

.fin-save-up-goal-body {
  min-width: 0;
}

.fin-save-up-goal-card .top {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  margin-bottom: 4px;
  flex-wrap: wrap;
}

.fin-save-up-goal-card .name {
  font-weight: 600;
  font-size: var(--fs-base);
  color: var(--text);
}

.fin-save-up-goal-card .meta {
  font-size: var(--fs-sm);
  color: var(--text-muted);
}

.fin-save-up-goal-card .acct-icons {
  display: inline-flex;
  gap: 2px;
  margin-left: var(--sp-2);
}

.fin-save-up-goal-card .acct-icon {
  width: 18px;
  height: 18px;
  border-radius: var(--radius-xs);
  background: var(--card-2);
  border: 1px solid var(--border-2);
  display: inline-grid;
  place-items: center;
  font-size: var(--fs-xxs);
  color: var(--text-dim);
  line-height: 1;
}

.fin-save-up-amounts {
  text-align: right;
  min-width: 200px;
}

.fin-save-up-amounts .target {
  font-size: var(--fs-md);
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  color: var(--text);
}

.fin-save-up-amounts .saved {
  font-size: var(--fs-xs);
  color: var(--text-muted);
}

/* Progress bar shared between list cards, hero, mini-goal cards. */
.fin-save-up-progress {
  grid-column: 1 / -1;
  margin-top: var(--sp-2);
  height: 4px;
  background: var(--card-2);
  border-radius: 999px;
  overflow: hidden;
}

.fin-save-up-progress > i {
  display: block;
  height: 100%;
  background: var(--accent);
  border-radius: 999px;
  transition: width .25s ease-out;
}

.fin-save-up-progress > i.fin-save-up-progress-fill-success { background: var(--success); }
.fin-save-up-progress > i.fin-save-up-progress-fill-default { background: var(--accent); }

/* ─── Status pills (AC-22) ──────────────────────────────────────────── */

.fin-save-up-pill {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  padding: 2px 10px;
  border-radius: 999px;
  font-size: var(--fs-xs);
  font-weight: 600;
  white-space: nowrap;
}

.fin-save-up-pill.success {
  background: var(--success-dim);
  color: var(--success);
}

.fin-save-up-pill.warm {
  background: var(--warm-dim);
  color: var(--warm);
}

.fin-save-up-pill.muted {
  background: var(--card-2);
  color: var(--text-muted);
}

/* ─── Allocation rail (right side of list shell) ────────────────────── */

.fin-save-up-allocation-rail {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  position: sticky;
  top: var(--sp-5);
}

.fin-save-up-allocation-rail .panel-head {
  font-size: var(--fs-2xl);
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  padding: var(--sp-4);
  color: var(--text);
}

.fin-save-up-allocation-rail .sub {
  font-size: var(--fs-xs);
  color: var(--text-muted);
  padding: 0 var(--sp-4) var(--sp-3);
}

.fin-save-up-allocation-rail .alloc-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 8px var(--sp-4);
  font-size: var(--fs-sm);
  border-top: 1px solid var(--border);
  gap: var(--sp-2);
}

.fin-save-up-allocation-rail .alloc-row .acct {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  color: var(--text-muted);
  min-width: 0;
  flex: 1;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.fin-save-up-allocation-rail .alloc-row .dot {
  width: 18px;
  height: 18px;
  border-radius: var(--radius-xs);
  background: var(--warm-dim);
  color: var(--warm);
  display: inline-grid;
  place-items: center;
  font-size: var(--fs-xxs);
  font-weight: 700;
  flex-shrink: 0;
}

.fin-save-up-allocation-rail .alloc-row .amt {
  font-variant-numeric: tabular-nums;
  color: var(--text);
}

.fin-save-up-allocation-rail .alloc-foot {
  padding: var(--sp-3) var(--sp-4);
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
  border-top: 1px solid var(--border);
}

.fin-save-up-allocation-rail .alloc-foot .btn.primary {
  justify-content: center;
}

.fin-save-up-allocation-rail .alloc-foot .btn.link-btn {
  text-align: center;
}

.fin-save-up-empty-meta {
  font-size: var(--fs-xs);
  color: var(--text-dim);
  font-style: italic;
}

.fin-save-up-info {
  cursor: help;
  color: var(--text-dim);
}

/* ─── Detail breadcrumb ─────────────────────────────────────────────── */

.fin-save-up-detail-breadcrumb {
  margin-bottom: var(--sp-4);
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  flex-wrap: wrap;
}

.fin-save-up-detail-breadcrumb .right {
  margin-left: auto;
  display: flex;
  align-items: center;
  gap: var(--sp-2);
}

.fin-save-up-detail-breadcrumb-name {
  font-weight: 600;
  color: var(--text);
}

.fin-save-up-detail-breadcrumb .dim {
  color: var(--text-dim);
}

/* ─── Detail hero (AC-07) ──────────────────────────────────────────── */

.fin-save-up-detail-hero {
  height: 220px;
  border-radius: var(--radius);
  overflow: hidden;
  position: relative;
  background:
    linear-gradient(180deg, transparent 40%, var(--bg) 100%),
    linear-gradient(135deg, var(--card-2), var(--accent-dim));
  margin-bottom: var(--sp-4);
}

/* Hero gradient varies by template — staying inside existing tokens. */
.fin-save-up-detail-hero.emergency   { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--danger-dim), var(--card-2)); }
.fin-save-up-detail-hero.retirement,
.fin-save-up-detail-hero.retire      { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--accent-dim), var(--card-2)); }
.fin-save-up-detail-hero.vacation    { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--accent), var(--accent-dim)); }
.fin-save-up-detail-hero.wedding     { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--warm), var(--warm-dim)); }
.fin-save-up-detail-hero.downpayment { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--accent-glow), var(--card-2)); }
.fin-save-up-detail-hero.car         { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--card-2), var(--accent-dim)); }
.fin-save-up-detail-hero.education   { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--accent-dim), var(--warm-dim)); }
.fin-save-up-detail-hero.savings     { background: linear-gradient(180deg, transparent 40%, var(--bg) 100%), linear-gradient(135deg, var(--success-dim), var(--card-2)); }

.fin-save-up-detail-hero .label {
  position: absolute;
  left: var(--sp-4);
  top: var(--sp-3);
  font-size: var(--fs-xs);
  color: var(--text-muted);
  letter-spacing: .06em;
  text-transform: uppercase;
}

.fin-save-up-detail-hero .footer {
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  padding: var(--sp-4);
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  gap: var(--sp-4);
}

.fin-save-up-detail-hero .title {
  font-size: var(--fs-2xl);
  font-weight: 700;
  color: var(--text);
}

.fin-save-up-detail-hero-left {
  flex: 1;
  min-width: 0;
}

.fin-save-up-detail-hero-sub {
  font-size: var(--fs-xs);
  color: var(--text-dim);
  margin-top: 4px;
}

.fin-save-up-detail-hero-sub.right {
  text-align: right;
}

.fin-save-up-detail-hero-progress {
  height: 4px;
  background: var(--border-2);
  border-radius: 999px;
  margin-top: var(--sp-3);
  width: 520px;
  max-width: 100%;
  overflow: hidden;
}

.fin-save-up-detail-hero-progress > i {
  display: block;
  height: 100%;
  background: var(--success);
  border-radius: 999px;
  transition: width .25s ease-out;
}

.fin-save-up-detail-hero-right {
  text-align: right;
}

.fin-save-up-detail-hero .target-amt {
  font-size: var(--fs-xl);
  font-variant-numeric: tabular-nums;
  color: var(--text);
  font-weight: 600;
}

/* ─── KPI strip (AC-07) ────────────────────────────────────────────── */

.fin-save-up-kpi-strip {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: var(--sp-3);
  margin-bottom: var(--sp-5);
}

.fin-save-up-kpi {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: var(--sp-4);
  text-align: center;
}

.fin-save-up-kpi .value {
  font-size: var(--fs-xl);
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  color: var(--text);
}

.fin-save-up-kpi .value.up   { color: var(--success); }
.fin-save-up-kpi .value.down { color: var(--danger); }

.fin-save-up-kpi .label {
  font-size: var(--fs-xs);
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: .05em;
  margin-top: 4px;
}

/* ─── Detail grid + chart (AC-07) ──────────────────────────────────── */

.fin-save-up-detail-grid {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: var(--sp-5);
  align-items: start;
}

.fin-save-up-detail-main {
  min-width: 0;
}

.fin-save-up-chart-wrap {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-4);
  margin-bottom: var(--sp-4);
}

.fin-save-up-chart-wrap .head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--sp-3);
  gap: var(--sp-3);
  flex-wrap: wrap;
}

.fin-save-up-chart-title {
  font-size: var(--fs-lg);
  font-weight: 600;
  color: var(--text);
  margin: 0;
}

.fin-save-up-chart-sub {
  font-size: var(--fs-xs);
  color: var(--text-muted);
}

.fin-save-up-chart-tabs {
  display: flex;
  gap: var(--sp-1);
}

.fin-save-up-chart-tabs .tab {
  padding: 4px 12px;
  border-radius: 999px;
  font-size: var(--fs-xs);
  color: var(--text-muted);
  cursor: pointer;
  user-select: none;
}

.fin-save-up-chart-tabs .tab.active {
  background: var(--card-2);
  color: var(--text);
}

.fin-save-up-chart {
  width: 100%;
  height: 220px;
  display: block;
}

.fin-save-up-chart-grid line {
  stroke: var(--border);
  stroke-width: 1;
}

.fin-save-up-chart-line {
  stroke: var(--success);
  stroke-width: 2;
  fill: none;
}

.fin-save-up-chart-target {
  stroke: var(--warm);
  stroke-width: 1.5;
}

.fin-save-up-chart-legend {
  display: flex;
  gap: var(--sp-4);
  justify-content: center;
  margin-top: var(--sp-2);
  font-size: var(--fs-xs);
  color: var(--text-muted);
}

.fin-save-up-chart-legend .legend-dot {
  display: inline-block;
  width: 8px;
  height: 8px;
  border-radius: 999px;
  margin-right: 4px;
  vertical-align: middle;
}

.fin-save-up-chart-legend .legend-dot-target { background: var(--warm); }
.fin-save-up-chart-legend .legend-dot-saved  { background: var(--success); }

/* ─── Activity table ───────────────────────────────────────────────── */

.fin-save-up-activity {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-4);
}

.fin-save-up-activity .activity-head {
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  margin-bottom: var(--sp-3);
  flex-wrap: wrap;
}

.fin-save-up-activity .activity-head h3 {
  font-size: var(--fs-lg);
  font-weight: 600;
  color: var(--text);
  margin: 0;
}

.fin-save-up-activity-sub {
  font-size: var(--fs-xs);
  color: var(--text-dim);
}

.fin-save-up-activity table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--fs-sm);
}

.fin-save-up-activity th,
.fin-save-up-activity td {
  padding: 8px var(--sp-2);
  border-top: 1px solid var(--border);
  text-align: left;
  color: var(--text-muted);
}

.fin-save-up-activity th {
  color: var(--text-dim);
  font-weight: 500;
  font-size: var(--fs-xs);
  text-transform: uppercase;
  letter-spacing: .05em;
  border: 0;
}

.fin-save-up-activity th.amt,
.fin-save-up-activity td.amt {
  text-align: right;
  color: var(--text);
  font-variant-numeric: tabular-nums;
}

.fin-save-up-activity td.amt.pos { color: var(--success); }
.fin-save-up-activity td.amt.neg { color: var(--danger); }

.fin-save-up-activity-empty {
  text-align: center;
  color: var(--text-dim);
  font-style: italic;
  padding: var(--sp-5);
}

/* ─── Detail right rail (Allocation + Details cards) ───────────────── */

.fin-save-up-detail-side {
  display: flex;
  flex-direction: column;
  gap: var(--sp-4);
  position: sticky;
  top: var(--sp-5);
}

.fin-save-up-detail-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-4);
}

.fin-save-up-detail-card h3 {
  font-size: var(--fs-md);
  font-weight: 600;
  color: var(--text);
  margin: 0 0 var(--sp-3);
}

.fin-save-up-detail-card-head {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: var(--sp-3);
}

.fin-save-up-detail-card-head h3 {
  margin: 0;
}

.fin-save-up-detail-card .kv {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 6px 0;
  font-size: var(--fs-sm);
  border-top: 1px solid var(--border);
  color: var(--text-muted);
}

.fin-save-up-detail-card .kv:first-of-type {
  border-top: 0;
}

.fin-save-up-detail-card .kv > span:last-child {
  color: var(--text);
  font-weight: 500;
  font-variant-numeric: tabular-nums;
}

.fin-save-up-detail-alloc-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 6px 0;
  font-size: var(--fs-sm);
}

.fin-save-up-detail-alloc-dot {
  width: 14px;
  height: 14px;
  border-radius: var(--radius-xs);
  background: var(--warm-dim);
  color: var(--warm);
  display: inline-grid;
  place-items: center;
  font-size: var(--fs-xxs);
  font-weight: 700;
}

.fin-save-up-detail-alloc-pct {
  color: var(--text-dim);
  font-size: var(--fs-xs);
  margin-left: var(--sp-2);
}

.fin-save-up-detail-alloc-empty {
  color: var(--text-dim);
  font-size: var(--fs-sm);
  font-style: italic;
  padding: var(--sp-2) 0;
}

.fin-save-up-detail-alloc-cta {
  width: 100%;
  margin-top: var(--sp-3);
  justify-content: center;
}

.fin-save-up-detail-actions {
  display: flex;
  gap: var(--sp-2);
  margin-top: var(--sp-3);
  flex-wrap: wrap;
}

.fin-save-up-detail-actions .btn.danger {
  color: var(--danger);
}

/* ─── Wizard shell ──────────────────────────────────────────────────── */

.fin-save-up-wizard-shell {
  max-width: 1180px;
  margin: 0 auto;
  padding-bottom: 96px; /* clear room for fixed footer */
}

.fin-save-up-wiz-tabbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-3);
  padding: var(--sp-3) var(--sp-5);
  border-bottom: 1px solid var(--border-2);
  margin-bottom: var(--sp-5);
}

.fin-save-up-wiz-tabs {
  display: flex;
  gap: var(--sp-1);
  margin: 0 auto;
}

.fin-save-up-wiz-tabs .tab {
  padding: 6px 14px;
  border-radius: 999px;
  font-size: var(--fs-md);
  color: var(--text-muted);
  cursor: pointer;
  user-select: none;
}

.fin-save-up-wiz-tabs .tab.active {
  background: var(--card-2);
  color: var(--text);
}

.fin-save-up-wiz-back,
.fin-save-up-wiz-x {
  font-size: var(--fs-xl);
  color: var(--text-muted);
  cursor: pointer;
  padding: 4px 8px;
  user-select: none;
}

.fin-save-up-wiz-back:hover,
.fin-save-up-wiz-x:hover {
  color: var(--text);
}

.fin-save-up-wiz-prog-track {
  height: 2px;
  background: var(--border-2);
  border-radius: 999px;
  margin: 0 var(--sp-5) var(--sp-5);
  position: relative;
  overflow: hidden;
}

.fin-save-up-wiz-prog-track > i {
  display: block;
  height: 100%;
  background: var(--accent);
  border-radius: 999px;
  transition: width .25s ease-out;
}

.fin-save-up-wiz-body {
  padding: 0 var(--sp-5);
}

.fin-save-up-wiz-title {
  font-size: var(--fs-2xl);
  font-weight: 700;
  color: var(--text);
  margin-bottom: var(--sp-5);
}

.fin-save-up-wiz-subtitle {
  font-size: var(--fs-md);
  color: var(--text-muted);
  margin-bottom: var(--sp-5);
  line-height: var(--lh-normal);
}

/* Wizard footer (fixed bottom strip with CTA) */
.fin-save-up-wiz-foot {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  padding: var(--sp-3) var(--sp-5);
  background: var(--surface);
  border-top: 1px solid var(--border-2);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-3);
  z-index: 40;
}

.fin-save-up-wiz-foot .btn.primary {
  min-width: 240px;
  justify-content: center;
}

/* ─── Wizard step 1: preset grid (AC-08) ──────────────────────────── */

.fin-save-up-preset-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-3);
}

.fin-save-up-preset-tile {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-3);
  display: flex;
  align-items: center;
  gap: var(--sp-3);
  cursor: pointer;
  transition: border-color .15s, transform .15s;
}

.fin-save-up-preset-tile:hover {
  border-color: var(--accent);
}

.fin-save-up-preset-tile-selected {
  border-color: var(--accent);
  background: var(--accent-dim);
}

.fin-save-up-preset-tile:focus-visible {
  outline: 2px solid var(--accent);
  outline-offset: 2px;
}

.fin-save-up-preset-photo {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  background: var(--card-2);
  display: grid;
  place-items: center;
  color: var(--text-dim);
  font-size: var(--fs-xs);
  font-weight: 600;
  text-align: center;
  flex-shrink: 0;
}

/* Reuse the same template-tinted gradients as the goal photos. */
.fin-save-up-preset-photo.emergency  { background: linear-gradient(135deg, var(--danger-dim), var(--card-2)); color: var(--danger); }
.fin-save-up-preset-photo.retirement { background: linear-gradient(135deg, var(--accent-dim), var(--card-2)); color: var(--accent); }
.fin-save-up-preset-photo.vacation   { background: linear-gradient(135deg, var(--accent-dim), var(--accent-glow)); color: var(--accent-hover); }
.fin-save-up-preset-photo.wedding    { background: linear-gradient(135deg, var(--warm-dim), var(--card-2)); color: var(--warm); }
.fin-save-up-preset-photo.downpayment{ background: linear-gradient(135deg, var(--accent-glow), var(--card-2)); color: var(--accent); }
.fin-save-up-preset-photo.car        { background: linear-gradient(135deg, var(--card-2), var(--accent-dim)); color: var(--accent); }
.fin-save-up-preset-photo.education  { background: linear-gradient(135deg, var(--accent-dim), var(--warm-dim)); color: var(--text); }
.fin-save-up-preset-photo.savings    { background: linear-gradient(135deg, var(--success-dim), var(--card-2)); color: var(--success); }

.fin-save-up-preset-tile .name {
  font-weight: 600;
  font-size: var(--fs-base);
  color: var(--text);
}

.fin-save-up-preset-tile .sub {
  font-size: var(--fs-xs);
  color: var(--text-muted);
  margin-top: 2px;
}

.fin-save-up-preset-tile-already {
  font-size: var(--fs-xs);
  color: var(--text-muted);
}

/* ─── Wizard step 2: targets form (AC-09) ─────────────────────────── */

.fin-save-up-targets-shell {
  max-width: 480px;
}

.fin-save-up-photo-banner {
  height: 180px;
  border-radius: var(--radius);
  background: linear-gradient(135deg, var(--warm-dim), var(--card-2), var(--warm));
  position: relative;
  margin-bottom: var(--sp-4);
}

.fin-save-up-photo-banner.emergency  { background: linear-gradient(135deg, var(--danger-dim), var(--card-2), var(--danger)); }
.fin-save-up-photo-banner.retirement { background: linear-gradient(135deg, var(--accent-dim), var(--card-2), var(--accent)); }
.fin-save-up-photo-banner.vacation   { background: linear-gradient(135deg, var(--accent-dim), var(--accent-glow), var(--accent-hover)); }
.fin-save-up-photo-banner.wedding    { background: linear-gradient(135deg, var(--warm-dim), var(--card-2), var(--warm)); }
.fin-save-up-photo-banner.downpayment{ background: linear-gradient(135deg, var(--accent-glow), var(--card-2), var(--accent)); }
.fin-save-up-photo-banner.car        { background: linear-gradient(135deg, var(--card-2), var(--accent-dim), var(--accent)); }
.fin-save-up-photo-banner.education  { background: linear-gradient(135deg, var(--accent-dim), var(--warm-dim), var(--text)); }
.fin-save-up-photo-banner.savings    { background: linear-gradient(135deg, var(--success-dim), var(--card-2), var(--success)); }

.fin-save-up-customize-pill {
  position: absolute;
  right: var(--sp-3);
  bottom: var(--sp-3);
  background: var(--bg);
  border: 1px solid var(--border-2);
  padding: 6px 12px;
  border-radius: 999px;
  font-size: var(--fs-xs);
  color: var(--text);
  cursor: pointer;
}

.fin-save-up-field {
  margin-bottom: var(--sp-4);
}

.fin-save-up-field label {
  display: block;
  font-size: var(--fs-sm);
  font-weight: 600;
  color: var(--text);
  margin-bottom: 6px;
}

.fin-save-up-field label .opt {
  color: var(--text-dim);
  font-weight: 400;
  margin-left: 4px;
}

.fin-save-up-field input,
.fin-save-up-field select {
  width: 100%;
  padding: 10px 12px;
  border-radius: var(--radius-sm);
  background: var(--card-2);
  border: 1px solid var(--border-2);
  color: var(--text);
  font-size: var(--fs-md);
  font-family: inherit;
}

.fin-save-up-field input:focus,
.fin-save-up-field select:focus {
  outline: 2px solid var(--accent);
  outline-offset: 1px;
  border-color: var(--accent);
}

.fin-save-up-toggle-row {
  background: var(--card-2);
  border: 1px solid var(--border-2);
  border-radius: var(--radius-sm);
  padding: var(--sp-3) var(--sp-4);
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
}

.fin-save-up-toggle-row .copy {
  flex: 1;
  font-size: var(--fs-sm);
  color: var(--text-muted);
}

.fin-save-up-toggle-row .copy strong {
  color: var(--text);
  display: block;
  margin-bottom: 4px;
  font-size: var(--fs-md);
}

.fin-save-up-toggle {
  width: 38px;
  height: 22px;
  border-radius: 999px;
  background: var(--card);
  border: 1px solid var(--border-2);
  position: relative;
  flex-shrink: 0;
  margin-top: 2px;
  cursor: pointer;
}

.fin-save-up-toggle::after {
  content: "";
  position: absolute;
  top: 2px;
  left: 2px;
  width: 16px;
  height: 16px;
  border-radius: 999px;
  background: var(--text-muted);
  transition: all .2s;
}

.fin-save-up-toggle.on {
  background: var(--accent);
  border-color: var(--accent);
}

.fin-save-up-toggle.on::after {
  left: 18px;
  background: var(--text);
}

/* ─── Wizard step 3 + 4: split shell (AC-10, AC-11) ────────────────── */

.fin-save-up-split-shell {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-7);
  align-items: start;
}

.fin-save-up-split-shell-h3 {
  font-size: var(--fs-xl);
  font-weight: 600;
  color: var(--text);
  margin-bottom: var(--sp-4);
}

.fin-save-up-head-start-hint {
  text-align: center;
  color: var(--text-muted);
  padding: var(--sp-7) 0;
}

.fin-save-up-head-start-hint .arrow {
  display: block;
  font-size: 28px;
  margin-bottom: var(--sp-3);
  transform: scaleX(-1);
  color: var(--text-dim);
}

.fin-save-up-head-start-hint h4 {
  font-size: var(--fs-md);
  color: var(--text);
  margin-bottom: 4px;
  font-weight: 600;
}

/* Mini goal card (used by steps 3, 4, 5 right column / celebrate). */
.fin-save-up-mini-goal-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: var(--sp-3);
  display: grid;
  grid-template-columns: 56px 1fr auto;
  gap: var(--sp-3);
  align-items: center;
}

.fin-save-up-mini-goal-card-left {
  text-align: left;
}

.fin-save-up-mini-goal-card .photo {
  width: 56px;
  height: 56px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, var(--warm-dim), var(--card-2));
  display: grid;
  place-items: center;
  color: var(--warm);
  font-size: var(--fs-xs);
  font-weight: 600;
}

.fin-save-up-mini-goal-card .photo.emergency  { background: linear-gradient(135deg, var(--danger-dim), var(--card-2)); color: var(--danger); }
.fin-save-up-mini-goal-card .photo.retirement { background: linear-gradient(135deg, var(--accent-dim), var(--card-2)); color: var(--accent); }
.fin-save-up-mini-goal-card .photo.vacation   { background: linear-gradient(135deg, var(--accent-dim), var(--accent-glow)); color: var(--accent-hover); }
.fin-save-up-mini-goal-card .photo.wedding    { background: linear-gradient(135deg, var(--warm-dim), var(--card-2)); color: var(--warm); }
.fin-save-up-mini-goal-card .photo.downpayment{ background: linear-gradient(135deg, var(--accent-glow), var(--card-2)); color: var(--accent); }
.fin-save-up-mini-goal-card .photo.car        { background: linear-gradient(135deg, var(--card-2), var(--accent-dim)); color: var(--accent); }
.fin-save-up-mini-goal-card .photo.education  { background: linear-gradient(135deg, var(--accent-dim), var(--warm-dim)); color: var(--text); }
.fin-save-up-mini-goal-card .photo.savings    { background: linear-gradient(135deg, var(--success-dim), var(--card-2)); color: var(--success); }

.fin-save-up-mini-goal-card .name {
  font-weight: 600;
  font-size: var(--fs-base);
  color: var(--text);
}

.fin-save-up-mini-goal-card .meta {
  font-size: var(--fs-xs);
  color: var(--text-muted);
  margin-top: 2px;
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  flex-wrap: wrap;
}

.fin-save-up-mini-goal-card .amt-stack {
  text-align: right;
}

.fin-save-up-mini-goal-card .amt-stack .a {
  font-weight: 600;
  font-variant-numeric: tabular-nums;
  color: var(--text);
}

.fin-save-up-mini-goal-card .amt-stack .b {
  font-size: var(--fs-xs);
  color: var(--text-muted);
}

.fin-save-up-mini-goal-progress {
  grid-column: 1 / -1;
  margin-top: var(--sp-2);
  height: 4px;
  background: var(--card-2);
  border-radius: 999px;
  overflow: hidden;
}

.fin-save-up-mini-goal-progress > i {
  display: block;
  height: 100%;
  background: var(--accent);
  border-radius: 999px;
  transition: width .25s ease-out;
}

/* ─── Wizard step 4: budget card (AC-11) ───────────────────────────── */

.fin-save-up-budget-card {
  background: var(--card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}

.fin-save-up-budget-row {
  display: flex;
  align-items: center;
  padding: var(--sp-3) var(--sp-4);
  border-bottom: 1px solid var(--border);
  gap: var(--sp-3);
}

.fin-save-up-budget-row:last-child {
  border-bottom: 0;
}

.fin-save-up-budget-row .label {
  font-weight: 600;
  flex: 1;
  color: var(--text);
}

.fin-save-up-budget-row .val {
  font-variant-numeric: tabular-nums;
  font-weight: 600;
  color: var(--text);
}

.fin-save-up-budget-row.nested {
  padding-left: var(--sp-7);
  background: var(--card-2);
}

.fin-save-up-budget-row.nested .icon-circle {
  width: 28px;
  height: 28px;
  border-radius: 999px;
  background: var(--card);
  display: grid;
  place-items: center;
  margin-right: var(--sp-3);
  color: var(--text-muted);
  flex-shrink: 0;
}

.fin-save-up-budget-row.nested .pct {
  color: var(--text-muted);
  margin-right: var(--sp-3);
  font-size: var(--fs-sm);
}

.fin-save-up-budget-row.nested .input-pill,
.fin-save-up-budget-input-pill {
  width: 90px;
  padding: 6px 10px;
  border-radius: var(--radius-sm);
  background: var(--card);
  border: 1px solid var(--border-2);
  color: var(--text);
  font-size: var(--fs-md);
  font-variant-numeric: tabular-nums;
  text-align: right;
  font-family: inherit;
}

.fin-save-up-budget-input-pill:focus {
  outline: 2px solid var(--accent);
  outline-offset: 1px;
  border-color: var(--accent);
}

.fin-save-up-budget-goal-row {
  flex: 1;
  align-items: center;
}

.fin-save-up-budget-goal-photo {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  background: linear-gradient(135deg, var(--warm-dim), var(--card-2));
  display: grid;
  place-items: center;
  color: var(--warm);
  font-size: var(--fs-xs);
  font-weight: 600;
  flex-shrink: 0;
}

.fin-save-up-budget-goal-photo.emergency  { background: linear-gradient(135deg, var(--danger-dim), var(--card-2)); color: var(--danger); }
.fin-save-up-budget-goal-photo.retirement { background: linear-gradient(135deg, var(--accent-dim), var(--card-2)); color: var(--accent); }
.fin-save-up-budget-goal-photo.vacation   { background: linear-gradient(135deg, var(--accent-dim), var(--accent-glow)); color: var(--accent-hover); }
.fin-save-up-budget-goal-photo.wedding    { background: linear-gradient(135deg, var(--warm-dim), var(--card-2)); color: var(--warm); }
.fin-save-up-budget-goal-photo.downpayment{ background: linear-gradient(135deg, var(--accent-glow), var(--card-2)); color: var(--accent); }
.fin-save-up-budget-goal-photo.car        { background: linear-gradient(135deg, var(--card-2), var(--accent-dim)); color: var(--accent); }
.fin-save-up-budget-goal-photo.education  { background: linear-gradient(135deg, var(--accent-dim), var(--warm-dim)); color: var(--text); }
.fin-save-up-budget-goal-photo.savings    { background: linear-gradient(135deg, var(--success-dim), var(--card-2)); color: var(--success); }

.fin-save-up-budget-goal-name {
  font-weight: 600;
  color: var(--text);
}

.fin-save-up-budget-edit-targets {
  font-size: var(--fs-xs);
  padding: 0;
}

.fin-save-up-budget-row-sub {
  font-size: var(--fs-xs);
  color: var(--text-muted);
  font-weight: 400;
  margin-top: 2px;
}

/* ─── Wizard step 5: celebrate (AC-12) ─────────────────────────────── */

.fin-save-up-celebrate {
  max-width: 540px;
  margin: 0 auto;
  text-align: center;
  padding-top: var(--sp-7);
}

.fin-save-up-celebrate h2 {
  font-size: var(--fs-2xl);
  font-weight: 700;
  color: var(--text);
  margin-bottom: var(--sp-3);
}

.fin-save-up-celebrate p {
  color: var(--text-muted);
  margin-bottom: var(--sp-5);
  font-size: var(--fs-md);
  line-height: var(--lh-normal);
}

/* ════════════════════════════════════════════════════════════════════════════
 *  End Save Up section
 * ════════════════════════════════════════════════════════════════════════════ */