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Privacy Policy

Effective Date: April 20, 2026 · Version 1.0

This Privacy Policy describes how LifeOS ("we," "us," or "LifeOS") collects, uses, stores, and protects your personal information when you use the LifeOS application at thelifeosapp.com (the "Service"). LifeOS is a personal life-management application for organizing finances, goals, habits, tasks, relationships, and related personal data. We are committed to protecting your privacy and to being transparent about what we do with your information.

Short version: LifeOS stores your data to show it back to you. We do not sell it, share it with advertisers, or use it to train AI models. You can disconnect any third-party integration at any time and delete your account on request. Financial data accessed via Plaid is stored encrypted at rest and never leaves our infrastructure.

1. Information We Collect

1.1 Account Information

When you create a LifeOS account, we collect information via Google Sign-In / Firebase Authentication: your email address, display name, Google-assigned user ID, and profile photo (if available from your Google account). We do not receive or store your Google password.

1.2 Profile Information You Provide

As you use LifeOS, you may voluntarily add personal information including (but not limited to): name, phone, birthday, location, bio, interests, hobbies, student status, and relationships with contacts. All of this is optional and controlled by you.

1.3 Financial Information via Plaid

If you choose to connect a financial institution using Plaid, we receive the following data through Plaid's API:

We do not receive or store your online banking credentials. Those are entered directly into Plaid's secure interface during the Plaid Link flow and never transit LifeOS's systems.

1.4 Data from Other Integrations

If you enable optional integrations (all off by default), we may receive:

1.5 Automatically Collected Information

Standard web-server logs (IP address, user agent, request path, timestamp) for operational purposes. We do not use third-party advertising trackers, analytics cookies, pixel trackers, or session recording tools.

2. How We Use Your Information

We use your information solely to provide the Service to you:

We do not:

3. How Your Data Is Stored and Protected

3.1 Storage Locations

3.2 Encryption

3.3 Access Controls

4. Data Sharing and Disclosure

We share your data only with the third-party service providers required to deliver specific features you have chosen to use:

We may also disclose data if required by law, to respond to valid legal process, or to protect the rights, property, or safety of LifeOS, our users, or others.

5. Your Rights and Choices

5.1 Disconnect a Financial Institution

You can disconnect any bank or financial account at any time from the Finance → Institutions tab. When you disconnect, LifeOS calls Plaid's /item/remove endpoint to invalidate the access token on Plaid's side and deletes the associated record from our server. Transactions that were already imported remain in your account history unless you delete them.

5.2 Disable an Integration

Google Calendar, Gmail, and Anthropic API access can each be revoked independently from Settings → Integrations, or by revoking access at the third-party provider.

5.3 Export Your Data

You can export the data LifeOS holds about you by contacting us using the information below. We will provide a machine-readable export within thirty (30) days.

5.4 Delete Your Account

You can request account deletion by contacting us. Upon deletion we will:

Some information may remain in encrypted server backups for a limited period before being rotated out (typically no longer than thirty (30) days).

5.5 Privacy Rights (California, EU/UK, other jurisdictions)

Depending on your location, you may have additional rights — to know what data we have, to correct it, to request deletion or portability, to opt out of certain processing, or to appeal a decision. To exercise any of these rights, contact us using the information below. We do not sell personal information.

6. Data Retention

We retain your information for as long as your account is active. Specifically:

7. Children's Privacy

LifeOS is not directed to children under 13 years of age and we do not knowingly collect personal information from children. If you believe we have inadvertently collected data from a child under 13, contact us and we will delete it.

8. International Users

LifeOS is operated from the United States. If you access the Service from outside the U.S., you understand and consent to the transfer of your information to and processing in the United States, subject to this Privacy Policy.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The effective date at the top of this page always shows the current version. If we make material changes, we will notify you by email or by a prominent notice within the Service before the changes take effect.

10. Contact

Questions, requests, or concerns about this Privacy Policy or your data:

We aim to respond to all inquiries within seven (7) business days.